Teachers' Co-operative Bank

Rate of Interest

#	Term	Individual (% per Annum)	Society Association (% per Annum)	For Senior Citizens (% Per Annum)	For Teacher's % Per Annum (% Per Annum)	For Retired Teacher's % Per Annum (% Per Annum)	Description
1	30 TO 90 DAYS	4.25	4.75	4.50	4.50	4.75
2	91 T 180 DAYS	5.00	5.75	5.25	5.25	5.75
3	181 TO 364 DAYS	6.25	7.00	6.50	6.50	7.00
4	1 TO 2 YEARS	7.50	8.50	8.25	8.00	8.25
5	2 TO 3 TEARS	7.00	7.50	7.25	7.25	7.50
6	ABOVE 3 YEARS	6.25	6.60	6.50	6.50	6.60
7	540 DAYS	8.10	8.30	8.30	8.10	8.30	SHIKSHAK UJWAL YOJANA FD SCHEME (SUDF)

#	Category	Description	% Per Annum
1	EMERGENCY LOAN / SURITY LOAN	'A' Class Member (conditions apply) *ROI is applicable on Floating basis(+1% for loans availed on or before 30.06.2023)	11.25
2	JEWEL LOAN	'A' Class Member	9.50
3	DEPOSIT LOAN	+ 2% Above of Deposit Rate of Int.	2.00
4	HOUSING LOAN	'A' Class Member (conditions apply)	9.25
5	NEW FOUR WHEELER VEHICLE	'A' Class Member (conditions apply)	9.25
6	NEW TWO WHEELER VEHICLE LOAN	'A' Class Member (conditions apply)	10.50
7	MORTGAGE LOAN	'A' Class Member ( conditions apply )	11.50
8	NOMINAL MEMBER EMERGENCY LOAN	'B' Class Member ( conditions apply )	12.25
9	NOMINAL MEMBER TWO WHEELER VEHICLE LOAN	'B' Class Member ( conditions apply )	11.00
10	NOMINAL MEMBER FOUR WHEELER VEHICLE LOAN	'B' Class Member ( conditions apply )	9.95
11	NOMINAL MEMBER JEWEL LOAN	'B' Class Member ( conditions apply )	11.00
12	NEW TWO WHEELER VEHICLE LOAN	'E' Class Member ( conditions apply )	11.50
13	NEW FOUR WHEELER VEHICLE LOAN	'E' Class Member ( conditions apply )	9.50
14	COMMERCIAL VEHICLE LOAN	'E' Class Member ( conditions apply )	11.25
15	JEWEL LOAN	'E' Class Member ( conditions apply )	11.00
16	QUICK LOAN	'A' Class Member (conditions apply)	12.25
17	NOMINAL MEMBER QUICK LOAN	'B' Class Member ( conditions apply )	13.25